Charting Banking XX: short history of the last 25 years
by PlanMaestro
US Bancorp is a great bank, did a great job navigating the crisis and is a Buffett stock. I just wish it was cheaper.
This March 2007 presentation on the business of banking was first shared by Noise Free Investing and I was reminded of it while looking for some info for the Charting Banking series. Some of the interesting points are:
- Importance of fee income
- Sector consolidation after the 1987-88 crisis
- Branches are still a key asset
- Non bank competition / shadow banks share (the info I needed)
- New risks in modern banking
- Regulation as a friend and a barrier to entry (Walmart?)
- Customer loyalty and how to measure it
- Supermarket banking shortcomings
